Rates are for loans that meet Fannie Mae/FHA guidelines

All Rates are subject to change. No rates are guaranteed until you submit a full application. Locks will not be accepted until application is received and property, occupancy and loan type information are verified.

The rates published are for owner/occupied primary residence and second (vacation) homes.

Additional loan programs and rates are also available. Rates, Costs and Terms are accessed by contacting the USACU Home Loan Center for a consultation with a mortgage officer.

APRs shown and associated with a specific Rate, Costs are based on a $200,000. Purchase price less a 20% down payment for a total loan amount of $160,000. (80% LTV). The borrower has credit score of 740 and there is no subordinate financing.

Other rate, fees/points may apply based on Credit Score, Loan-to-Value, Property Type and/or Loan Purpose

First-Time Home Buyers-FHA based on $200,000. Purchase price less a 3.5% down payment for a total loan amount (including UFMIP financed) of $194,940. (96.5 LTV) the borrower has a credit score of 620 and there is no subordinate financing.

Maximum conforming Loan Amounts
1 Unit: $417,000
2-Plex: $533,850
3-Plex: $645,300
4-Plex: $801,850